Towards Implementing An Efficient Biometric Authentication Framework For Nigeria Customer Banking Systems

Abstract

With the rapidly increasing number of break-in reports on traditional Personal Identification Number (PIN) and password security systems, there is a high demand for greater security for access to sensitive or personal information in the Nigerian Banking System. This paper reviews the current practices in Nigeria’s customer banking services; reveals the results of a survey and suggests a more efficient biometric framework for a more secured Nigeria Customer Banking System. Customer banking, which includes a wide spectrum of banking services, must be carried out with proper authentication to ensure not only the security of transactions, customers’ information and funds, but also the protection of the Banks’ global image and brand. It is clear that Information Security and Information Management tend to interrelate in innovative systems thereby triggering the need for sustainability. The uses of traditional forms of authentication such as signatures, Identity cards and PIN have not adequately met this security need. In recent times, biometric technologies have been typically used to analyze human characteristics for security purposes as biometric-based authentication serves as a solidified form of authentication for real-time security processes.