Minimum Benefits for HIV/AIDS in South African Medical Schemes

Abstract

This paper provides the results of a survey of the structure of HIV/AIDS benefits in open and restricted medical schemes in South Africa in 2002. The results of the survey were used to develop a series of recommendations to the Minister of Health in respect of the extent of prescribed minimum benefits for HIV/AIDS. Medical schemes are required to provide the PMBs to their members without limits or co-payments.


Keywords: Medical schemes; HIV; AIDS; benefits; prescribed minimum benefits


South African Actuarial Journal: 2003 3: 77-112