Article Sidebar
Published:
Apr 30, 2023Keywords:
Article Details
This work is licensed under a Creative Commons Attribution 4.0 International License.
NAJ supports free online communication and exchange of knowledge as the most effective way of ensuring that the fruits of research and development practice are made widely available. It is therefore committed to open access, which, for authors, enables the widest possible dissemination of their findings and, for readers, increases their ability to discover pertinent information. The Journal adopts and uses the CC: BY license and is open access. This license lets others distribute, remix, adapt, and build upon your work, even commercially, as long as they credit you for the original creation. Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the Journal’s published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgement of its initial publication in this journal. Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work. Copyright for articles published in this Journal is retained by the Journal.
Main Article Content
Determinants of Crop Output among Women Farmers of Development Exchange Centre Microcredit in Plateau State, Nigeria
Abstract
This study was conducted to determine crop output among women farmers of the Development Exchange Centre microcredit program in Plateau State, Nigeria. A multi-stage sampling method was employed to select 256 respondents. Primary data were collected through the use of questionnaires and interview schedules and were subjected to both descriptive and inferential statistics. Determinant of crops output of program participants shows that, farm size (0.046, P<0.01), farm inputs (0.527, P<0.05), labour(-0.485, P< 0.10, credit(0.821, P< 0.01), extension contact (0.0542, P< 0.05) and age (-0.787, P<0.10)had a direct relationship with crops output of program participants, implies that a unit increase in these variables will result to an increase in the crops output of program participants in the study area. F-chow calculated value was 15.658, at a 1% level of probability, implying that DEC microcredit had a positive impact on the crop output of program participants calculated (15.167) was significant at a 1% level of probability. Major constraints perceived to be serious constraints in accessing credit, were the low volume of loans disbursed (X = 2.36), the short repayment period (X = 2.23) and the high interest rate charged (X = 2.15. It was recommended that the DEC microcredit organization should increase the amount of loan disbursement from the current N 20,000 - N150, 000, to increase participation or patronage; extend the repayment period, lower interest rates and extend the program to other farming communities in Plateau State, to accelerate the poverty alleviation among women farmers in the State.
