Nexus between E-Banking and the Upsurge of Crime in Kaduna State, Nigeria

Abstract

This study examines the nexus between e-banking and the upsurge of crime with a focus on Kaduna metropolis Nigeria. A systematic sampling technique was used through Taro Yamane formula to calculate the sample size.The study used semi-structured questionnaires, interview guides, and tape recording to sample 400 residents. The data were analysed using percentage method, frequency and logit regression. The findings revealed that E-banking has significant effect on crime upsurge in Kaduna state. The study concludes that Crime level reduced in terms of frequency and prevalence but the pattern of crime changed, New type of crimes such as Kidnap for ransom and Automated teller machine (ATM) theft increased. The study therefore recommends that urgent measures by the CBN through the banks should be taken so that information and telecommunication can be used in order to curtail the new pattern of crime caused by E-banking in Nigeria.