Article Sidebar
Published:
Aug 8, 2022Article Details
Authors who publish in this journal agree to the following terms:
- The authors retain copyright and grant the journal the right of first publication, with the work then available concurrently, under a Creative Commons Attribution License allowing others to share the work while acknowledging authorship and initial publication in this journal.
- Authors may enter into additional and separate contractual agreements for the non-exclusive distribution of the printed version of the work by the journal (e.g., institutional deposit or publication in a book), together with an acknowledgment acknowledging its publication initial in this review.
- Authors have the right and are encouraged to publish their work online (e.g., in an institutional repository or on an institution's website) before and during the submission process, as this can lead to meaningful exchanges as well than to more, more quickly, references to the published work (See The Effect of Open Access ).
Main Article Content
Commercialisation des institutions de microfinance et dérive de mission : sont-elles les deux faces d’une même pièce ?
Abstract
Objectif : cet article vise à examiner les dimensions de la commercialisation du secteur des IMF qui conduisent à la dérive de mission de base de la micro finance.
Méthode : pour atteindre cet objectif, les tests de corrélation sont utilisés ainsi que la méthode logit sur panel. Les estimations sont faites sur un échantillon de 1466 IMF extrait du MIX sur la période 2007-2014.
Résultats : les résultats ne montrent aucun lien entre la commercialisation et la dérive de mission sur le marché global des IMF (Amérique, Asie, Europe, Afrique). Ce type de dérive ne s’observe qu’au Moyen-Orient qui ne représente que 3% de l’échantillon.
Originalité/ Pertinence : par rapport aux études antérieures, cet article ambitionne de proposer aux agences de notations des IMF, un autre regard sur la Pauvreté. Comme phénomène multifacettes, son éradication nécessite des approches d’inclusion financières durables. Celles-ci ne s’auraient se réaliser dans notre contexte à travers les apports en subvention dont préconisent les welfaristes.
English title: The Commercialization of microfinance institutions and mission drift: are they sides of the same coin?
Objective: This article aims to examine the dimensions of commercialization of the MFI sector that lead to core mission drift in microfinance.
Method: to achieve this objective, correlation tests are used as well as the logit panel method. The estimates are made on a sample of 1466 MFIs extracted from MIX over the period 2007-2014.
Results: the results show no link between Commercialization and mission drift in global MFI markets (America, Asia, Europe, Africa). This type of drift is only observed in the Middle East, which represents only 3% of the sample.
Originality/relevance: compared to previous studies, this article aims to offer MFI rating agencies another look at poverty. As a multifaceted phenomenon, its eradication requires sustainable financial inclusion approaches. These could not have been achieved in our context through the grant contributions advocated by welfarists.
