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Main Article Content
The effect of Ghana’s National Health Insurance Scheme on health care utilisation
Abstract
Methods: We provide a short history of health insurance in Ghana, and briefly discuss general patterns of enrolment in Ghana as well as in Accra in a first step. In a second step, we use data from the Women’s Health Study of Accra wave II to evaluate the effect of insurance on health seeking behaviour using propensity score matching.
Results: We find that on average individuals enrolled in the insurance scheme are significantly more likely to obtain prescriptions, visit clinics and seek formal health care when sick.
Conclusion: These results suggest that the government’s objective to increase access to the formal health care sector through health insurance has at least
partially been achieved.
