Design and Implementation of a Custom, Web-Based Cooperative Loan Application Management System

Abstract

Cooperative societies are growing in Nigerian Educational institutions. Members of different groups within these
academic settings have been coming together to support each other financially through saving and incidental access
to loans. A good example of such cooperative groups is ASUP SICHST Makarfi cooperative society limited. One
of the key challenges that most of these societies face in their day-to-day administration is the use of manual
techniques for management of cooperative records. ASUP SICHST Markarfi cooperative society limited is used as
the case study in this work. The society is registered by government of Kaduna State and is operating at Shehu Idris
College of Health Sciences and Technology, Makarfi. Despite having some proposals for deploying ICT solutions
to manage cooperative activities, it was observed that there is paucity of works that specifically identify the need
to provide solutions to loan application management problem in a custom scenario. This study proposed a webbased loan application management system that addresses the identified problems in the current manual system.
The solution was developed with focus on features that cater for loan application management function in the
cooperation society, in a custom manner. MySQL, PHP, HTML, CSS and JQuery were the tools used for the
implementation. The new system is found to be custom-developed and can promote the creation and management
of members’ loan applications in the cooperative society. It is believed that this approach is better when it comes
to deploying solutions for the management of custom operations of cooperative society activities.